Banking Solutions 🇪🇸
We will find, negotiate and setup the best banking products in Spain for you: bank accounts, mortgages, insurances…
Banking Solutions 🇪🇸
We will find, negotiate and setup the best banking products in Spain for you: bank accounts, mortgages, insurances…
Opening a bank account in Spain is mandatory if your plan is to purchase a property in Spain. Most banks do not usually work with non-resident foreign clients. We negotiate with the bank and help you open a bank account in Spain with the best possible conditions.
Foreign citizens can perfectly source mortgage financing for their properties in Spain. We have built our own mortgage broker specialized in mortgages for foreign investors. We will get offers that you could not get on your own.
Health insurances, home insurances, life insurances... many of these financial products are necessary for either your visa application or mortgage sourcing. We will find and negotiate the best insurance products for you.Â
We obtain mortgages up to a maximum term of 30 years or until the applicant reaches 75 years of age.
However, the most common term offered by banks to foreigners not residing in Spain is 25 years.
We obtain mortgages up to a maximum loan to value (LTV) of 80% on the appraisal value of the property.
However, the most common LTVs offered by banks to foreigners not residing in Spain is 70% of the appraisal value.
We negotiate your mortgage offer with more than 20 banks in Spain.
Depending on your financial profile, citizenship, currency of savings and residency status, we negotiate with different banks in Spain to look for the best mortgage offers for you.
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